Index Universal Life Insurance (IUL)

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Your life changes, so you need options that can help you keep up. A universal life insurance policy offers permanent life insurance with flexible premiums. Universal life insurance provides permanent coverage so that in the event of your passing, your family is protected. With a universal life policy, the insured person is covered for the duration of their life as long as they pay premiums and fulfill any other requirements of their policy to maintain coverage.

Universal life coverage may be right if you: 

• Need coverage to protect your loved ones from the financial consequences of your death.
• Value the opportunity to accumulate cash value that you can later access to pay for expenses such as college funding or emergencies.
• Want the flexibility to adjust your payments and death benefit amount*
• Have maxed out your IRA or 401(k) and need additional options to save for retirement.